Terms and Conditions

The website located at www.GetUTX.com (the “Website”) is the intellectual property of UTX Unified Technology Exchange (hereinafter referred to as “UTX,” “we,” “our,” or “us”). These Terms and Conditions incorporate by reference our Privacy Policy and any other applicable policies, schedules, and documents that may be updated from time to time (collectively, the “Terms and Conditions” or this “Agreement”).

Our Website, together with any content, functionality, and services offered on or through it, including any digital assets, blockchain-based transactions, and related financial services, shall be collectively referred to as the “Services.”

By accessing or using the Website and Services, you acknowledge and agree to these Terms and Conditions. If you do not agree, please refrain from using our Website or Services.

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DISCLAIMERS AND LIMITATIONS

THE SERVICES PROVIDED BY UTX ARE DESIGNED AS A PAYROLL AND PAYMENT SOLUTION FOR DECENTRALIZED FINANCIAL TRANSACTIONS. UTX IS NOT INTENDED TO BE AN INVESTMENT OPPORTUNITY, INVESTMENT CONTRACT, OR SECURITY OF ANY TYPE. NO GOVERNMENTAL AUTHORITY HAS REVIEWED OR ENDORSED THE SERVICES OFFERED BY UTX.

BY USING THE WEBSITE, YOU ACCEPT FULL RESPONSIBILITY FOR COMPLIANCE WITH YOUR LOCAL REGULATIONS REGARDING CRYPTOCURRENCY, DECENTRALIZED TRANSACTIONS, AND TAX OBLIGATIONS.

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ELIGIBILITY

• The Services are available only to individuals who can enter into legally binding contracts under applicable law.
• Users must be at least **18 years old** or the legal age of majority in their jurisdiction.
• Entities using UTX must be legally registered and compliant with their jurisdiction’s laws.
• Users from **restricted jurisdictions** subject to economic sanctions or government bans are prohibited from accessing UTX.

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PROHIBITED USERS AND RESTRICTED ACCESS

The Services are **not** available to individuals or entities listed under U.S. or international sanctions or embargoes. UTX reserves the right to restrict or terminate access at its sole discretion.

Additionally, users **may not** access UTX Services using compromised devices, jailbroken mobile phones, or tools designed to circumvent security protections.

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MODIFICATIONS AND UPDATES

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page, and continued use of UTX Services after any modifications constitutes acceptance.

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WALLET & PAYMENT REQUIREMENTS

• Users are responsible for obtaining and maintaining a secure **crypto wallet** compatible with UTX transactions.
• UTX does **not store private keys** or provide wallet recovery services.
• Blockchain transactions are **final and irreversible**—we cannot reverse, refund, or modify completed payments.

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RISKS ASSOCIATED WITH BLOCKCHAIN TECHNOLOGY

• UTX operates on decentralized blockchain networks, meaning **network delays, congestion, or failures** may impact transactions.
• Cryptographic assets and decentralized payment systems are **highly volatile**—you accept full responsibility for potential losses.
• Regulatory changes in various jurisdictions may impact the **legality** of cryptocurrency transactions.

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SECURITY AND USER RESPONSIBILITY

• UTX **does not store user funds**—transactions are completed directly via blockchain protocols.
• Users are responsible for securing their **wallets, private keys, and authentication methods**.
• UTX is not liable for **hacks, phishing attacks, or third-party fraud** resulting from compromised security practices.

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COMPLIANCE AND LEGAL OBLIGATIONS

• Users are responsible for understanding and complying with **all applicable financial, tax, and regulatory laws** in their jurisdiction.
• UTX does not provide **tax, investment, or legal advice**—users should consult professionals as needed.

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LIMITATIONS OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, UTX SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING FROM THE USE OF OUR SERVICES.

WE MAKE NO WARRANTIES OR GUARANTEES REGARDING THE PERFORMANCE, VALUE, OR STABILITY OF ANY CRYPTOCURRENCY TRANSACTIONS CONDUCTED THROUGH UTX.

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THIRD-PARTY SERVICES

UTX may integrate with **third-party payment providers, crypto exchanges, or wallet services**. We are not responsible for **technical failures, security breaches, or policy changes** from third-party vendors.

Users must independently review and accept **third-party terms** when interacting with external services.

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DISPUTE RESOLUTION

All disputes shall be **resolved through arbitration** in accordance with the laws of the **State of Delaware**.

Users waive their right to participate in **class action lawsuits** against UTX.

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PRIVACY POLICY

By using the Services, you agree to our Privacy Policy, which governs data collection and use practices.

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TERMINATION OF SERVICES

UTX reserves the right to **suspend or terminate accounts** at its sole discretion, especially in cases of suspected fraud, illegal activity, or policy violations.

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CONTACT INFORMATION

For inquiries, legal concerns, or policy questions, please contact:

[email protected]

LAST UPDATED: January 29, 2025